The City of Memphis is partnering with local nonprofits, MIFA, Arts Memphis, and Welcome to Memphis, to distribute CARES Act funding in the form of utility and rent/mortgage assistance and individual financial awards to Memphis residents who have lost income due to COVID-19. Applicants must apply online and provide documentation of job loss or reduction of hours due to the pandemic.

MIFA logo

MIFA Emergency Relief Program

The Memphis City Council Emergency Relief Program assists Memphis residents who have experienced a layoff, reduction in hours, or workplace restriction or closure due to COVID-19. The amount of utility assistance and rent or mortgage assistance provided depends on the amount owed, up to a maximum of $800. Households may apply for both types of assistance. For more information or to apply, visit mifa.org/applyonline.

welcome to memphis logo

Welcome to Memphis Covid-19 Relief Fund

Welcome to Memphis Covid-19 Relief Fund will provide individual relief funds to hospitality service employees. This will be a one-time disbursement of $300. Eligible recipients are hourly workers of hotels, restaurants, bars, tourist attractions, convention services, or tour operators. For more information or to apply, visit welcometomemphis.org or call 901-543-5327.

arts memphis logo

ArtsMemphis Artist Emergency Fund

ArtsMemphis, in partnership with Music Export Memphis, will provide another phase of Artist Emergency Funding. Artists of all disciplines and employees laid off or furloughed by Memphis based nonprofit arts and culture organizations after March 1, 2020, are eligible. Available relief funds are up to $1,000 per individual. Applicants must apply online at www.artsmemphis.org/artist-emergency-fund or call 901-341-0409 for assistance.

Small Business Stabilization Grant

The City of Memphis Small Business Stabilization Grant utilizing CARES ACT funds will provide economic relief to small businesses suffering a substantial economic injury.  Funding can be used to pay for the costs of business interruption, working capital, and business recovery challenges and cover costs associated with reopening safely and in accordance with the Shelby County Health Department guidelines. 

Grants will average an estimated $10k to $25k (depending on the number of employees) but can be no more than 25% of annual business revenue except for businesses physically located within the Memphis 3.0 anchor land use area. Business revenue cannot exceed $3 million. The physical business location and the owners’ primary residence must be located with the City of Memphis limits. 

To apply, visit www.memphisbdc.org/grants. All applications must be submitted completely and with any additional documents that must be processed. Applications will only be accepted via email and cannot be hand delivered. Incomplete applications will not be processed. Grant award is not guaranteed.

For more information contact OBDC at 636-9300. Applications will be accepted until December 23, 2020 or until funds are exhausted. There are no fees to apply and free resources through OBDC are available to assist you with the application process.

Personal Care Professionals Grants

The Black Business Association of Memphis is providing grants for Personal Care Professionals adversely effected due to COVID-19. The application opens October 5.


Must be a city of Memphis resident and work at any of the following businesses:


One-time $300 grants are available and are awarded on a first-come, first-served basis. 

For more information or to apply, visit bbamemphis.com/covid-19-fund

More info: https://www.commercialappeal.com/story/money/2020/09/30/black-business-association-memphis-covid-19-grants-barbers-cosmetologists-nail-techs/3586997001/?fbclid=IwAR3Vedflks5LTpSyU1v3ODxMjHDKcgnA5gW00Od-c8gOtNMh6_kXQMfHYAo